When I buy Insurance for my car it covers me for all types of accidents that I may have no control over. But when you buy Cyber Liability Insurance what are you really insuring? Your IT groups inability to secure your data - your lack of data security policies for your employees or maybe its both. We have compliance laws in place to safe guard companies that are doing the right thing, so just be compliant and when a breach happens you wont need to tell anyone and you wont loose 40% of you revenues like Target.
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